Estimated credit scoreTells us which programs are realistic — an estimate is fine, and nothing here pulls your credit.
Time in businessTime in business gates which programs are open to you — some of the cheapest ones want two years.
Profitable on your past two tax returns?Profitability on your returns opens the cheapest bank and SBA programs.
Monthly revenueAverage monthly revenue dictates which funders are interested in your deal.
Revenue trendA rising trend strengthens the file — a dip doesn't disqualify you, it just shapes which options fit.
IndustrySome funders specialize in — or exclude — specific industries.
StateFunder licensing and program availability vary by state.
Business location — own or rent?Some funders read owning your space as stability — renting is completely normal and doesn't disqualify you.
Your home — own or rent?Some funders read homeownership as stability — renting doesn't disqualify you.